Terms and Conditions

Last updated: 1^st September 2026

We are Procon Scaling Partners Pvt. Ltd. (“Company”, “we”, “us”, or “our”), a company registered in India at Tower D2, Flat 2803, Cleo County, Sector – 121, Rani Avanthi Bai Marg, Noida, Uttar Pradesh 201301. Our GST number is 09AALCP8582G1ZR.

We operate the website corporatefinancetoolkit.com (the “Site”), together with any related products and services that link to these Terms and Conditions (the “Legal Terms”) (together, the “Services”).

You can reach us by phone at +91 78049 11904, by email at sam@actionzen.com, or by post at Tower D2, Flat 2803, Cleo County, Sector – 121, Rani Avanthi Bai Marg, Noida, Uttar Pradesh 201301, India.

These Legal Terms form a binding agreement between you (whether you are acting for yourself or on behalf of an organisation, “you”) and Procon Scaling Partners Pvt. Ltd., covering your access to and use of the Services. By using the Services, you confirm that you have read, understood and agree to be bound by these Legal Terms. IF YOU DO NOT AGREE WITH THESE LEGAL TERMS, YOU MUST NOT USE THE SERVICES AND SHOULD STOP USING THEM IMMEDIATELY.

Any supplementary terms or documents we post on the Services from time to time are included in these Legal Terms by reference. We may change or update these Legal Terms at any time, at our discretion. We will let you know about changes by updating the “Last updated” date above and you agree that this update is sufficient notice – we are not required to notify you individually. Please check this page from CommentHighlight time to time to stay informed. If you continue using the Services after a revised version is posted, you will be treated as having accepted the changes.

The Services are meant for users who are at least 18 years old. People under 18 may not use or register for the Services.

We recommend that you keep a copy of these Legal Terms for your records.

Our product is the Corporate Finance Toolkit – a downloadable package of PowerPoint templates, Excel models and AI-assisted workflows built for corporate finance professionals and students. We sell it online to customers worldwide, with an initial focus on English-speaking markets, particularly India, the United Kingdom, the European Union, the United States, Canada, Australia, the Middle East and Singapore.

The information provided through the Services is not meant for distribution or use by anyone in a jurisdiction or country where such distribution or use would break local law, or would require us to register with a local authority. If you choose to access the Services from another location, you do so on your own initiative and are responsible for following the laws that apply to you.

The Services are not designed to meet industry-specific regulatory requirements such as HIPAA or FISMA. If your use of the Services would be subject to such laws, please do not use the Services. You must also not use the Services in a way that would breach the Gramm-Leach-Bliley Act (GLBA).

Our intellectual property
We own or hold a licence to all intellectual property in our Services, including the source code, databases, software, website design, audio, video, text, photographs and graphics (together, the “Content”), as well as our trademarks, service marks and logos (the “Marks”).

Our Content and Marks are protected by copyright and trademark law, along with other intellectual property and unfair-competition laws, in India and internationally.

The Content and Marks are made available through the Services on an “as is” basis, for your personal, non-commercial use or for your organisation’s internal business purposes only.

Your use of our Services
Provided you comply with these Legal Terms, including the “Prohibited Activities” section below, we grant you a non-exclusive, non-transferable, revocable licence to:

• access the Services; and
• download or print a copy of any part of the Content you have properly accessed, for your personal, non-commercial use or your organisation’s internal business purposes only.

Other than as set out here or elsewhere in these Legal Terms, no part of the Services, Content, or Marks may be copied, reproduced, republished, uploaded, posted, displayed, translated, transmitted, distributed, sold, licensed, orCommentHighlight otherwise used for any commercial purpose without our prior written permission.

If you would like to use the Services, Content, or Marks in a way not covered here, please write to sam@actionzen.com. If we grant permission to reproduce or display any part of our Content, you must credit us as the owner or licensor and keep any copyright or proprietary notices visible.

We reserve all rights that are not expressly given to you over the Services, Content and Marks. Breaching these intellectual property terms is a material breach of these Legal Terms and will end your right to use the Services immediately.

Your submissions
Please read this section and the “Prohibited Activities” section carefully before using the Services, so you understand what rights you give us and what obligations you take on, when you post or send us content.

Submissions: If you send us a question, comment, suggestion, idea, or other feedback about the Services (“Submissions”), you agree to assign to us all intellectual property rights in that Submission. We may use and share it for any lawful purpose, commercial or otherwise, without owing you credit or payment.

You are responsible for what you send us. By submitting content through the Services, you confirm that:

• you have read and will follow the “Prohibited Activities” section and will not submit anything illegal, harassing, hateful, defamatory, obscene, abusive, discriminatory, threatening, sexually explicit, false, or misleading;
• to the extent the law allows, you waive any moral rights in your Submission;
• your Submission is your own original work, or you have the necessary rights and permissions to share it and to grant us the rights described above; and
• your Submission does not contain confidential information.

You are solely responsible for your Submissions and you agree to reimburse us for any losses we suffer as a result of your breach of this section, a third party’s intellectual property rights, or the law.

By using the Services, you confirm that: (1) you have the legal capacity to agree to these Legal Terms and will comply with them; (2) you are not a minor where you live; (3) you will not access the Services using bots, scripts, or other automated means; (4) you will not use the Services for any illegal or unauthorised purpose; and (5) your use of the Services will not break any applicable law.

If any information you give us turns out to be untrue, inaccurate, outdated, or incomplete, we may suspend or terminate your account and refuse to let you use the Services, in whole or in part.

All products are subject to availability. We may discontinue any product at any time, for any reason and product prices may change.

We accept payment through Razorpay.

You agree to give us current, complete and accurate information for every purchase and to promptly update your details (such as your email address or payment method) so we can process your order and reach you if needed. Prices shown are inclusive of applicable taxes, which we may add where required. We may change prices at any time. Payments are accepted in US dollars for international customers and in Indian Rupees for customers in India.

You agree to pay the price in effect at the time of your purchase and you authorise us to charge your chosen payment method for that amount when you place your order. We may correct pricing errors even after we have requested or received payment.

We may refuse any order and may limit or cancel the quantities purchased by any customer, household, or order – including orders that appear to use the same account, payment method, or address. We may also limit or refuse orders that, in our judgement, appear to be placed by resellers or distributors.

All sales are final. We do not offer refunds.

You may only use the Services for the purposes we intend them for. You may not use the Services for any commercial purpose we have not specifically approved.

As a user of the Services, you agree not to:

• Systematically collect data or content from the Services to build a collection, compilation, database, or directory without our written permission.
• Trick, defraud, or mislead us or other users, including attempts to obtain sensitive account information such as passwords.
• Bypass, disable, or interfere with any security features of the Services.
• Disparage, tarnish, or otherwise harm us or the Services, in our view.
• Use information from the Services to harass, abuse, or harm another person.
• Misuse our support channels or submit false reports of abuse or misconduct.
• Use the Services in a way that breaks any applicable law or regulation.
• Frame or link to the Services without authorisation.
• Upload or transmit viruses, Trojan horses, spam, or other material that disrupts or interferes with the Services or other users’ enjoyment of them.
• Use scripts, bots, data mining tools, or similar automated means to interact with the Services.
• Remove any copyright or proprietary notice from the Content.
• Impersonate another person, or use another user’s account.
• Upload tracking mechanisms such as web bugs, tracking pixels, or similar spyware.
• Interfere with or place an undue burden on the Services or connected networks.
• Harass, intimidate, or threaten our staff or agents.
• Attempt to bypass any access restrictions on the Services.
• Copy or adapt any of the software behind the Services.
• Decompile, disassemble, or reverse engineer the Services, except where the law allows it.
• Use spiders, scrapers, or other automated tools to access the Services, other than standard search engine indexing.
• Use a purchasing agent to buy on your behalf through the Services.
• Collect other users’ usernames or email addresses for unsolicited messages, or create accounts through automated means or false pretences.
• Use the Services to compete with us, or for any revenue-generating purpose we have not approved.
• Use the Services to advertise or sell goods or services.
• Sell or transfer your account or profile.

The Services do not currently invite users to submit or post content. If we do give you the option to create, post, or share content on the Services – such as text, images, video, comments, or other material (“Contributions”) – other users and third-party websites may be able to view it. Where you submit Contributions, you confirm that:

• creating, sharing, or displaying your Contributions does not and will not infringe any third party’s copyright, patent, trademark, trade secret, or moral rights;
• you own your Contributions, or hold the necessary rights and permissions to let us and other users use them as contemplated by the Services and these Legal Terms;CommentHighlight
• you have the consent of every identifiable person featured in your Contributions to use their name or likeness accordingly;
• your Contributions are accurate and not misleading;
• your Contributions are not spam, unsolicited advertising, or a chain letter or pyramid scheme;
• your Contributions are not obscene, violent, harassing, defamatory, or otherwise objectionable, in our judgement;
• your Contributions do not mock, threaten, or promote violence against any person or group;
• your Contributions comply with all applicable laws, including those protecting privacy, publicity and minors; and
• your Contributions do not otherwise breach these Legal Terms or the law.

Using the Services in breach of the above is a violation of these Legal Terms and may lead to suspension or termination of your access.

You agree that we may access, store, process and use any information and personal data you provide, along with your account settings and choices. If you send us suggestions or feedback about the Services, you agree that we may use and share it for any purpose, without owing you compensation. We do not claim ownership of your Contributions – you keep full ownership of them and any related intellectual property. We are not responsible for anything you say in your Contributions and you agree not to hold us responsible or take legal action against us in connection with them.

We may, but are not obliged to: (1) monitor the Services for breaches of these Legal Terms; (2) take legal action against anyone who, in our view, breaks the law or these Legal Terms, including reporting them to the authorities; (3) restrict, refuse, or disable access to any Contribution; (4) remove content that is excessively large or burdensome to our systems; and (5) otherwise manage the Services to protect our rights and keep them running properly.

These Legal Terms remain in effect for as long as you use the Services. We may deny access to the Services to anyone, at any time, for any reason or no reason – including for breach of these Legal Terms or applicable law – without notice or liability. We may also remove any content you have posted, or end your use of the Services, at any time and without warning.

If we suspend or terminate your account, you may not create a new account under your own name, a false name, or someone else’s name. We may also pursue legal action, including civil or criminal proceedings, where appropriate.

We may change, update, or remove content on the Services at any time, at our discretion and without notice, though we are not obliged to keep information up to date. We may also modify or discontinue all or part of the Services without notice. We are not liable to you or anyone else for any change, price update, suspension, or discontinuation of the Services.

We cannot guarantee the Services will always be available. Hardware, software, or maintenance issues may cause interruptions, delays, or errors and we accept no liability for loss or inconvenience caused by downtime. Nothing here obliges us to maintain, support, update, or release new versions of the Services.

These Legal Terms are governed by the laws of India. You and Procon Scaling Partners Pvt. Ltd. both agree that the courts of India will have exclusive jurisdiction over any dispute connected with these Legal Terms.

Informal negotiations
Before starting arbitration, you and we agree to first try to resolve any dispute, controversy, or claim relating to these Legal Terms (a “Dispute”) informally, for at least sixty (60) days, starting from the date one party gives the other written notice of the Dispute. This does not apply to the Disputes listed as exceptions below.

Binding arbitration
If informal negotiation does not resolve the Dispute, it will be finally settled by arbitration under the UNCITRAL Arbitration Rules in force at the time. There will be a single arbitrator. The seat of arbitration will be New Delhi, India and proceedings will be conducted in English. Indian substantive law will govern these Legal Terms.

Restrictions
Arbitration will be limited to the Dispute between you and us individually. To the fullest extent the law allows: (a) no arbitration will be combined with another proceeding; (b) no Dispute may be arbitrated as a class action; and (c) no Dispute may be brought in a representative capacity on behalf of the public or any other person.

Exceptions
The informal negotiation and arbitration process above does not apply to: (a) Disputes about the validity or enforcement of intellectual property rights; (b) Disputes involving theft, piracy, invasion of privacy, or unauthorised use; and (c) claims for injunctive relief. If any part of this section is found unenforceable, that part will not be arbitrated and will instead be decided by a court as described in the Governing Law section and both parties agree to that court’s jurisdiction.

The Services may contain typographical errors, inaccuracies, or missing information, including about pricing or availability. We may correct these and update the Services at any time without prior notice.

The Services are provided on an “as is” and “as available” basis and your use of them is at your own risk. To the fullest extent the law allows, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose and non-infringement. We do not guarantee the accuracy or completeness of the Services or any linked website and we are not liable for: (1) errors or inaccuracies in content; (2) personal injury or property damage arising from your use of the Services; (3) unauthorised access to our servers or the personal or financial information stored there; (4) any interruption in transmission to or from the Services; (5) bugs or viruses transmitted through the Services by any third party; or (6) any loss or damage from content posted or made available through the Services. We do not endorse or take responsibilityCommentHighlight for any third-party product or service advertised through the Services and we are not a party to any transaction between you and a third-party provider. As with any purchase, please use your own judgement and take reasonable care.

To the fullest extent the law allows, neither we nor our directors, employees, or agents will be liable to you or any third party for indirect, consequential, incidental, special, or punitive damages – including loss of profit, revenue, business, goodwill, or data – arising from your use of the Services, even if we were advised such damages were possible. Our total liability to you for any claim, however arising, will not exceed the amount you actually paid us for the product or service giving rise to the claim.

Nothing in these Legal Terms excludes or limits our liability for: (a) fraud or fraudulent misrepresentation; (b) wilful misconduct or gross negligence; (c) death or personal injury caused by our negligence; or (d) anything else that cannot lawfully be excluded or limited under the Indian Contract Act, 1872, the Consumer Protection Act, 2019, or any other applicable Indian law. Any clause that would unlawfully restrict legal proceedings, or exempt a party from liability for an unlawful act, is void under Indian law and nothing here is intended to have that effect.

These Legal Terms are governed by Indian law. If you access or buy from the Services from outside India, the mandatory consumer protection laws of your home country may give you rights that cannot be excluded by agreement and nothing here restricts those rights. Where a limitation above is unenforceable under a law that applies to you, it will apply only to the extent the law permits and the rest of this section will remain in effect.

You agree to defend, indemnify and hold harmless us, our subsidiaries, affiliates, officers, agents, partners and employees from any loss, damage, liability, claim, or demand – including reasonable legal fees – made by any third party arising from: (1) your use of the Services; (2) your breach of these Legal Terms; (3) your breach of any representation or warranty in these Legal Terms; (4) your violation of a third party’s rights, including intellectual property rights; or (5) any harmful act by you toward another user you connected with through the Services. We may, at your expense, take over the defence of any matter you are required to indemnify us for and you agree to cooperate with that defence. We will make reasonable efforts to notify you of any such claim.

We keep certain data you transmit to the Services in order to operate them and to understand how you use them. Although we run regular backups, you are solely responsible for any data you transmit or that relates to your activity on the Services. We are not liable for any loss or corruption of that data and you waive any claim against us arising from such loss.

Visiting the Services, emailing us, or completing online forms counts as electronic communication. You agree that any agreement, notice, disclosure, or other communication we give you electronically satisfies any legal requirement that it be in writing. You agree to the use of electronic signatures, contracts, orders and records and to electronic delivery of notices and records relating to transactions made through the Services. You waive any legal requirement for an original signature or for records to be kept in non-electronic form, to the extent the law allows.

In line with the Consumer Protection Act, 2019, the Consumer Protection (E-Commerce) Rules, 2020 and the Information Technology Act, 2000 (along with its rules), we have appointed a Grievance Officer to receive and resolve complaints about the Services.

Grievance Officer: S. Mukherjee
Procon Scaling Partners Pvt. Ltd.
Tower D2, Flat 2803, Cleo County, Sector-121
Rani Avanthi Bai Marg, Noida, Uttar Pradesh 201301, India
Email: sam@actionzen.com
Phone: +91 78049 11904

We will acknowledge your complaint within forty-eight (48) hours of receiving it and aim to resolve it within one (1) month, in line with the Consumer Protection (E-Commerce) Rules, 2020.

If you are a consumer based in India and are not satisfied with how we have resolved your complaint, you may contact the National Consumer Helpline on 1915, file a complaint through the e-Daakhil portal at edaakhil.nic.in, or approach the Consumer Disputes Redressal Commission with jurisdiction over your matter.

If you are located outside India, you may also be able to approach the consumer protection authority or dispute resolution body in your own country, where itsCommentHighlight mandatory laws apply to your purchase. This does not affect the governing law and dispute resolution terms set out elsewhere in these Legal Terms.

These Legal Terms, together with any policies or rules we post on the Services, form the entire agreement between you and us. If we do not enforce a right or provision of these Legal Terms, that does not mean we waive it. These Legal Terms apply to the fullest extent the law allows. We may transfer our rights and obligations under these Legal Terms to another party at any time. We are not responsible for any delay or failure caused by circumstances beyond our reasonable control. If any part of these Legal Terms is found unlawful or unenforceable, that part will be treated as removed, without affecting the rest. Nothing here creates a partnership, employment, or agency relationship between you and us. These Legal Terms will not be interpreted against us simply because we wrote them. You waive any defence based on these Legal Terms being in electronic form or not physically signed by either party.

If you have a complaint about the Services, or would like more information,
please contact us at:
Procon Scaling Partners Pvt. Ltd.
Tower D2, Flat 2803, Cleo County, Sector-121
Rani Avanthi Bai Marg, Noida, Uttar Pradesh 201301, India
Phone: +91 78049 11904
Email: sam@actionzen.com